What is the Net Worth Calculator?
Add up assets and liabilities to calculate your net worth. Money decisions are easier when you can see the numbers. Our finance calculators use the same standard formulas banks and financial planners use — amortization, compound interest and present-value math — so you can compare options before you commit.
How to use the Net Worth Calculator
- Enter your cash & savings, your investments & retirement, your home & property value, your vehicles & other assets and the remaining fields.
- Results update automatically as you type; you can also press Calculate.
- Read the output: net worth, total assets, total liabilities.
- Use the 📊 chart to see the result visually, then copy or share it.
Formula and method
Worked example
With cash & savings = $15,000, investments & retirement = $60,000, home & property value = $300,000, vehicles & other assets = $20,000, mortgage balance = $220,000, the Net Worth Calculator returns net worth: $160,000.00; total assets: $395,000.00; total liabilities: $235,000.00.
Tips for better results
- Compare at least two scenarios (for example, a 15- vs 30-year term) before deciding.
- Small rate differences compound: a 0.5% lower rate can save thousands over a long loan.
- Results are estimates; your lender’s fees, taxes and exact day-count rules may change the final figure.
⚠️ These results are for educational purposes and are not financial advice. Confirm figures with your lender or a licensed financial professional before making decisions.
Frequently asked questions
What does the Net Worth Calculator do?
Add up assets and liabilities to calculate your net worth.
How is it calculated?
The Net Worth Calculator uses this method: Net worth = Total assets − Total liabilities.
Can you show an example?
With cash & savings = $15,000, investments & retirement = $60,000, home & property value = $300,000, vehicles & other assets = $20,000, mortgage balance = $220,000, the Net Worth Calculator returns net worth: $160,000.00; total assets: $395,000.00; total liabilities: $235,000.00.
Is the Net Worth Calculator accurate?
It uses standard published formulas and is tested against known values, but results are estimates for guidance. These results are for educational purposes and are not financial advice. Confirm figures with your lender or a licensed financial professional before making decisions.
Is this tool free and private?
Yes — the Net Worth Calculator is completely free with no sign-up, and it runs entirely in your browser, so the values you enter are never uploaded to our servers.
Related tools
📬 Get new tools first — free
Join Taurang to hear about new calculators, converters and features. No spam; unsubscribe anytime.